Showing myself as a total Crystal newbie:  I inherited as my first Crystal task, enhancing our company's payables checkface. The previous resource, no longer available, told me that if a graphic had to be displayed conditionally (graphic logo #1 for some bank accounts, logo #2 for others) that Crystal couldn't handle that, and I would have to clone the program and handle one logo in one version, the other in the other.

Found this in the Crystal Reports book, not long after posting the question.  Sorry to take your time, but thanks for the response.